buy canada goose jacket How to Quit Your Job and Travel for Two Years buy canada goose jacket
Years ago, on a Sunday afternoon, I canada goose coats on sale sat across from my wife Gayl in a taco stand and told her that I thought we should sell buy canada goose jacket cheap our house, quit our jobs and sail to Tahiti. “Terry, we don’t know how to sail,” she said.
She had a point, but I was much more worried about the financials of how we would bail out of society for two years and not end up begging in the streets of a foreign country. I was a magazine editor making less than $50,000 a year; she was a surf industry production manager making about the same. To make matters even more complicated, we had just bought our first house and had no savings.
canada goose black friday sale Yet while she dreamed of starting a family, I dreamed of starting an adventure Canada Goose online anything that got me out of my cubicled existence. It took a hard sell, a lot Canada Goose Jackets of beer and promises of future parenthood, but somehow I convinced Gayl of the plan. Three years later, after taking everything from basic sailing to advanced anchoring, we quit our jobs and set sail in an old, leaky boat on a two year, 6,000 mile journey to Mexico and the South Pacific. canada goose black friday sale
Canada Goose sale Financially, the most difficult part was getting away; once Gayl and I were traveling, without even canada goose clearance attempting to be frugal, we spent only $600 to $1,000 a month. That was less than our mortgage alone had been. Canada Goose sale
Canada Goose online The trip, and preparing for it, convinced me that, when properly motivated, anyone can take two years off to travel the world. Here are the 10 top things we did to make our dream adventure a reality. Canada Goose online
1. Get or Stay Debt Free
The one thing Gayl canada goose deals and I had going for us is that we were debt free if you don’t count a $225,000 mortgage. We used credit cards sparingly, usually to get the rewards.
Most financial advisors will tell you that paying off high interest credit cards should be your first move toward financial buy canada goose jacket freedom. Unfortunately, Americans are not so great at that, with the average indebted household holding approximately $9,600 worth of credit card debt, according to a 2015 study by the Federal Reserve Bank of New York.
canada goose uk outlet Even with a relatively low interest rate of 15 percent, it will take you more than 16 years of paying $300 a month to pay that off. You’ll also pay nearly $16,000 doing it. canada goose uk outlet
So ask yourself whether you’d rather spend that $300 on “stuff” like big screen TVs to watch other people’s grand adventures, or on scuba diving the Great Barrier Reef or hiking to Machu Picchu yourself. The point: Before you do anything else, pay down credit cards.
Related: Travel Prep: 10 Financial Canada Goose sale To Dos Before Going on a Trip
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Gayl and I did the ultimate downsize, from a house on an 8,000 square foot lot to a 32 foot sailboat with about 200 square feet of living space. The house netted us the money to buy our boat canada goose a swap to give any financial planner nightmares. The yard sale chipped http://www.canadagoosecanadaoutlet.com in more than $1,000, much of it for things we hadn’t used in years.
We moved into a small apartment for a year before we left to save money and prepare the boat. By doing this, we saved about $450 every month. Before we left, we also sold our cars and netted close to $10,000 more for our travel fund.
Canada Goose Jackets If you cheap Canada Goose rent, chances are you can always move into a smaller apartment and save money. Either way, downsizing sooner rather than right before your jump will not only save you money, it will also help you see how much unnecessary “stuff” you have been collecting and give you practice in living with less. Canada Goose Jackets
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buy canada goose jacket cheap Everyone enjoys eating out. Maybe that’s why, in 2015, for the first time, Americans spent more on dining canada goose black friday sale out than on groceries. Unfortunately, eating out will kill your world travel dreams faster than a dengue Canada Goose Parka fever outbreak. buy canada goose jacket cheap
canada goose clearance sale To see why, consider a study by marketing company Restaurant Marketing Labs about the dining out habits of millennials, Americans born between 1980 to 2000. On average, they spend $174 per month on dining out, whereas other adults canada goose store spend about $153 per month, the study found. That $150 will buy a lot of tacos in Mexico. canada goose clearance sale
canada goose coats For this reason, Gayl and I stopped dining out a year before we set sail. We weren’t big fine diners to begin with, but the decision still saved us about $200 a month. Whenever we were tempted by the thought of white linen and a $15 glass of wine, we reminded ourselves that for every hour at a fine restaurant, we could spend about four days in a tropical port instead. canada goose coats
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There’s a reason just about everyone dreams of quitting their jobs and bolting for the horizon, but so few do: It requires total, 100 percent, long term commitment. The fact is that in our impatient, consumer driven society, canada goose clearance sale it’s easy to lose the ability to stay focused and stop impulsive buying. But to accomplish this goal, you’ll need to cut down on more than just dining out.
Canada Goose Outlet Like most people do when worried about money, we looked at our monthly expenses and found many surprising places to slash. We went to the library instead of bookstores. We never bought coffee, or water or other convenience items out. We cancelled the gym. We stopped buying any clothes that weren’t suited to the tropics. We always, always considered the opportunity cost to even the smallest purchase before swiping our debit card. Canada Goose Outlet
I even calculated how much we could save by turning canadian goose jacket vegetarian and giving up alcohol. The answer canada goose coats was a lot about $240 a month. So I tried. But I confess, it lasted only a few months. Turns out that the stress and manual labor involved in preparing to sail into the sunset requires copious amounts of both protein and alcohol.
I did compromise with myself, however, and cut down to four vegetarian days a week and wine only on weekends. I estimated that saved about $1,200 in the final year before launch.
5. Travel Modestly
canada goose When most people think of traveling the world, they picture hotels, pools and fine dining. Best get those splashy images out of your head right now; traveling is different than vacationing. canada goose
uk canada goose outlet In our case, our modest boat gave us free transport when the wind blew and free accommodation, not counting the $47,000 purchase price of the boat. Many times, we anchored for free only a few hundred yards from $2,000 a night, over the water bungalows. Same view, same fish. uk canada goose outlet
If you’re not the nautical kind, there are many other options. Four years before our sailing adventure, Gayl and I quit our jobs and traveled Australia for four months. We bought a $200 tent and paid $4 to $10 for oceanfront campsites each night. When acquaintances Brad and Sheena Van Orden decided to quit their jobs and travel, they took off in a 1984 Volkswagen Vanagon they named “Nacho.”
The point is, there are usually inexpensive options to hotels. Embrace them by remembering that even the dingiest hostel beats your cubicle most of the time.